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A Comprehensive Guide to Choosing the Best Online Payment Solutions



In this digital age, organizations need to adopt customer-oriented online payment systems. These user-friendly payment solutions boost sales and customer loyalty and encourage word-of-mouth marketing. When setting up online payments, it is essential to be informed about the necessary details before taking any steps. Doing so can make the process more seamless and improve the customer experience.

When starting your business, selecting a platform with the correct payment solutions is of utmost importance. Make sure to include multiple payment options catering to your customers’ needs. Opt for an eCommerce platform with pre-built payment integrations, so you don’t have to worry about coding or plug-ins. This article will explore the benefits of customer-centric payment solutions, how they can benefit your eCommerce website and the different types of payments you can implement.

Choosing the Right eCommerce Platform

Quick, hassle-free checkout processes can maximize sales and help create loyal customers. Many shoppers may only purchase with the option to choose their preferred payment method. Research from Baymard Institute shows that 69% of online shopping carts are often abandoned due to lengthy or complicated checkouts.

Choosing the Right eCommerce Platform

The right eComm platform should have a range of payment solutions that cover many geographic regions and population groups. With Shopiroller’s integrated network of 50+ gateways, your customers can select the most convenient method of payment at checkout, and you can extend your sales to a global market.

When managing your payments, it’s essential to consider all the factors involved. Streamlining and centralizing all your transactions, invoices, and expenses in one place is a great way to simplify things. Be sure to factor in payment processing fees, secure data protection for both you and your customers, and ensure that the user experience is as pleasant and smooth as possible. Make sure that your eCommerce platform can scale and grow with your business.

Top 3 Payment Methods You Need at Checkout

For online businesses, it is essential to provide multiple payment options at checkout for customers to complete their purchases. By establishing trust and offering standard payment methods, you will encourage repeat business and help ensure shoppers feel safe completing the transaction. Adding a payment gateway is essential to begin accepting payments online – make sure your customers feel comfortable doing so!

Credit & Debit Cards 

Card payments are essential for any business that operates online. It pays to research the different card processing providers available and see which works best for you. Here is a selection of the most popular payment processors to get you started.

Credi & Debit Cards

Shopiroller Payments

Shopiroller Payments, our payment solution, makes it effortless to accept debit and credit card payments over the web. By mitigating the need for third-party payment platforms, your customers can shop and complete their purchases without leaving your website. This ensures a smooth checkout experience for everyone involved.

With Shopiroller Payments, all your sales, refunds, payments, payouts, and more can be managed directly from the Shopiroller dashboard – meaning you can stay on top of everything in one convenient control center. Plus, their built-in dispute tool enables you to respond quickly to chargebacks.

It is essential to select a provider with robust cyber security to protect your business and customers from increasing hacker attacks. Your data and transactions are kept safe with cutting-edge online encryption and stringent compliance regulations.


Another excellent choice for processing credit and debit card payments is Stripe. Like Shopiroller Payments, this payment provider can take care of one-time and recurring transactions and works on desktop and mobile platforms. Stripe currently supports over 135 unique currencies.


An excellent option for online payments is Square—link your account to Shopiroller so you can start accepting payments. Shopiroller also supports Square Point of Sale (POS), allowing retail stores with an online presence to accept in-person payments. Additionally, if your business sells alcohol, tobacco, and similar items or services, Square has you covered.

Digital Wallets

Digital wallets are becoming increasingly popular as they enable customers to store payment and delivery information for later use. With just a few clicks, you can easily buy products and services online, thanks to digital wallets. Even better, these wallets can be used with card processing providers for added convenience.

With an impressive user base of over 325 million worldwide, PayPal is one of the most trusted digital wallet services available. It boasts a higher conversion rate than other payment options, making it a popular choice for many customers. In the United States, PayPal’s processing fees are 2.9% per transaction plus an additional flat fee.

This ensures a smooth and secure transaction for both customers and merchants alike. PayPal’s commitment to safety is unmatched, making it the perfect choice for those looking for an efficient payment service.

You can make it easy for your customers to pay with Shopiroller Payments. Accept credit/debit cards, PayPal, and other popular digital wallets like Alipay and WeChat Pay in one checkout. Different payment options are available depending on the region.

Buy Now, Pay Later Solutions (BNPL)

In today’s digital world, your eCommerce business needs to offer buy now, pay later services like Affirm, Afterpay, or Sezzle. BNPL solutions allow customers to purchase their desired items and pay off the cost in manageable installments over time. Not only do you receive total payment upfront, but you also give your customers the freedom to buy what they need without any delays.

Buy Now, Pay Later Solutions

Buy now, pay later services offer a variety of terms and conditions. Affirm is perfect for larger purchases since it enables customers to pay in installments over up to two years. In contrast, Afterpay and Sezzle are more suitable for small items like cosmetics. Studies reveal that beauty products make up 70% of all BNPL purchases, demonstrating that this payment service is used to purchase everyday necessities.

Find out what buy-now-pay-later (BNPL) services are available in your area. For example, if you’re based in Hong Kong, Singapore, or Malaysia, Atome might be an option. On the other hand, merchants in the United Kingdom could benefit from opportunities such as Laybuy and Clearpay.

It is also possible to add multiple BNPL solutions to your retail website in addition to the card processing provider. This can help you provide a richer experience for customers who prefer BNPL services.


What are Shopiroller Payments?

Shopiroller Payments is an eCommerce payment solution that enables customers to pay with credit/debit cards and other popular digital wallets like Alipay and WeChat Pay in one checkout.

What are the benefits of using digital wallets?

Digital wallets offer users added convenience and security, with a higher conversion rate than other payment options. Plus, most digital wallets have lower processing fees than other payment services.

What is Buy Now Pay Later?

Buy Now Pay Later (BNPL) is a payment service that enables customers to purchase items now and pay off the cost in manageable installments over time. This type of service can be beneficial to both customers and merchants alike by providing a convenient, secure way of payment.

Which BNPL solutions are available in different regions?

The availability of BNPL services varies depending on region – merchants in the United States may benefit from services like Affirm, Afterpay, and Sezzle. In contrast, merchants in the United Kingdom could benefit from options such as Laybuy and Clearpay.

What is the key to success for eCommerce businesses?

To ensure success for an eCommerce business, it is essential to choose the correct payment solutions tailored for your target audience. Selecting the appropriate payment options can be the key to the success and growth of your eCommerce business.

Why should merchants use Shopiroller Payments?

Merchants should use Shopiroller Payments because it enables customers to pay with credit/debit cards, PayPal, and other popular digital wallets like Alipay and WeChat Pay in one checkout. Shopiroller Payments offers merchants low processing fees, making it a great payment solution for eCommerce businesses.


Shopiroller Payments and other payment solutions like Square, digital wallets, and Buy Now Pay Later services provide convenient, safe, and secure ways to pay for products and services online. To choose the right payment solutions, it is essential to consider your customer’s needs. Selecting the appropriate payment options tailored for your target audience can be the key to the success and growth of your eCommerce business. So what are you waiting for? Get started with Shopiroller Payments today!